John Boitnott | Page 2

An exciting transformative period awaits you as you brace up for your college life. It's more than an academic journey, given that more significant social and financial exposure requires you...

If you are a high schooler preparing for college, investing in higher studies would be one of your most significant financial commitments. With escalating college costs, rising tuition fees, and...

It's not uncommon to hear horror stories about ruined credit scores caused by credit card debt. After all, It's important to remember that using credit cards comes with some risks,...

With a toolbox in one hand and a vision in mind, you hold the power to transform your house into a personalized sanctuary you'll be excited to call home. As...

As retirement approaches, you may find yourself wondering how and where you'll live during your golden years. There aren't many choices facing you in your retirement that will impact your...

Retirement—that stage of life when you can step away from work and spend time with family, friends, and pursuits, relying on our savings and retirement plans to finance the daily...

Are you one of the many Americans performing remote work during retirement? Remote work is an attractive option for older folks because of its flexibility and convenience. However, it can...

When you get down to basics, financial planning is simply the process of setting financial goals and creating a plan for how you'll meet those goals. That seems innocuous enough...

Many of the opportunities available to you are dictated by your financial situation, making it difficult to overstate the importance of taking care of your personal finances. When it comes...

For many people, retirement is a time for exploration and adventure, and a well-earned opportunity to finally travel to those longed-for and dreamed-about locations. Yet choosing a retirement travel destination...

The COVID pandemic pushed millions of baby boomers into retirement. However, in an ironic twist, the pandemic also accelerated the rise of remote technology that's now drawing baby boomers out...

There are a lot of good reasons to improve your credit score. It can help you secure an apartment, qualify for a mortgage or car loan, and pay less for...

What are your plans for your retirement years? According to the 2022 Transamerica Retirement Survey, the top two retirement goals are “traveling” and “spending more time with family and friends.”...

Financial planning may be necessary but it's also notorious for being a decidedly unpleasant experience. For many people, dealing with intimidating life events such as children in college or reaching...

A 2022 study found that by September of that year, 63% of Americans lived paycheck to paycheck. Many of these people don't think about how their spending habits will impact...

Money is a complex topic, with thousands of books, websites, and podcasts dedicated to covering some aspect of the subject. It can also evoke a strong emotional response. Feelings of...

In the current state of the world, it is nearly impossible to survive on a minimum wage salary. Even if you work 40 hours a week, you will likely land...

As a small business owner, you're probably aware of how vital workflow automation can be to your company. It reduces time and energy spent on repetitive tasks, which helps free...

According to a recent Women in the Workplace study from Lean In and McKinsey, the most significant barrier women face in business these days isn't the glass ceiling. Instead, it's...

It's often the single most neglected element of business ownership. No one wants to think about it. But failing to choose a successor for your company's leadership can result in...

It's never too late to start a new job. It's estimated that, on average, a typical American worker now has more than ten jobs over the course of their lifetime....

Scams use the stereotype of a confused, older person giving their money to a scammer is almost cliché at this point in time. Unfortunately, not many people question this idea,...

Retirement ought to be a time where stress vanishes, or at least diminishes significantly. After all, you suddenly shed oppressive work obligations, while the activities you truly enjoy and really...

Unfortunately, there are no shortcuts when it comes to saving for retirement. Instead, you must do all the small things that can add to a stable post-career life. Reining in...

When you're looking at the fast-approaching years of your planned retirement, you may be thinking about how much you're looking forward to being free from a daily work schedule. But,...

Retirees are perfectly positioned to start a successful side hustle. With remote work the new norm, and gig work apps like Uber and Airbnb a part of our everyday life,...

Pay equity is the law in the U.S., yet it often falls victim to gendered expectations surrounding having and raising children. For example, one study points out that much of...

Have you recently come into some extra cash? It doesn't matter whether you've inherited money, earned a bonus, or sold your house for a profit. Having this spare money gives...